The Future Homes Standard package: heat pump plus solar

The standard does not require a heat pump and does not require solar panels. What it does is set a carbon and energy target that a gas boiler cannot meet, and a renewable generation requirement that in practice means panels — and the two together produce a house with no gas supply, no gas standing charge, and an electricity bill that solar can genuinely offset.

Neither technology is mandated. Both end up fitted.

The energy and carbon targets in Approved Document L are not reachable with a gas boiler, so new homes go all-electric — in practice, heat pumps. Separately, requirement L3 requires on-site renewable electricity generation, which in practice means solar.

The combination produces a specific outcome: a house with no gas supply and therefore no gas standing charge, a heating system that runs on electricity, and panels that offset part of that electricity — strongly in summer, barely in winter.

Two separate requirements, one result

It is worth keeping these apart, because they are often described as one thing.

The energy and carbon targets — requirement L1 and the associated calculations — set what the dwelling as a whole must achieve. They do not name a technology.

Requirement L3 — the renewable generation rule — is a separate, new requirement, and it is about generation rather than heating.

A developer could in principle meet the targets some other way, and could meet L3 with a technology other than photovoltaics: Approved Document L says on-site renewable electricity “can be generated by photovoltaic panels, or another renewable technology”, with equivalent output. On a house, nothing else is close.

The seasonal mismatch, stated plainly

This is the honest heart of the page.

A heat pump’s demand peaks in winter. Solar generation collapses in winter. Our own seasonal data shows December output at a small fraction of June’s for every UK location we model.

So the picture across a year is:

  • Summer — the panels generate far more than the house needs for heating, because it needs almost none. Surplus goes to hot water, to appliances, to an EV if there is one, or is exported.
  • Winter — the heat pump draws hard and the panels contribute little.

No amount of battery capacity bridges that, because it is a seasonal gap rather than a daily one. A battery shifts hours; it does not shift months.

What the combination does achieve

Despite the mismatch, three things are genuinely true and worth stating.

The gas standing charge disappears. The impact assessment is explicit: a home built to the standard is fully electric, so occupiers “will no longer have to pay a standing charge for gas”. That is a fixed annual saving that does not depend on the weather.

Self-consumption is probably higher than the standard figures suggest. MGD 003 excludes heat pumps from its method and says so — meaning its 14–23% archetypes are conservative for a house with one. A heat pump running in spring and autumn daylight is exactly the kind of load that turns exported units into avoided purchases.

The array is cheaper installed than retrofitted. The official cost statistics put new build installations well below retrofit ones per kW — see what solar costs.

Where the honest doubt sits

The government’s own impact assessment does not oversell this, and neither will we:

Despite improvements to energy efficiency relative to the counterfactual, there may be cases where individual household bill savings are small or negative on a per dwelling basis.

The reason given is that most homes in the counterfactual have a gas boiler, and electricity costs several times more per unit than gas. Against a typical existing home, the assessment says annual fuel savings “would be considerably higher”.

So: better than the housing stock, not necessarily better than a brand-new gas-heated house would have been at today’s relative prices. That is a defensible policy position — the point is decarbonisation, and relative prices are a policy variable too — but it is not the same as “cheaper to run”, and buyers should hear the difference.

Heat pump certification, and the paperwork you should get

Approved Document L is specific about this, and it produces a document you should hold.

Two routes only. Heat pump installation work must be certified either by self-certification by a registered competent person, or by certification by a building control body.

Where the installer self-certifies, they or their registration body must, within 30 days of the work being completed, give a copy of the Building Regulations compliance certificate to the occupier and give the certificate or its information to the building control authority.

That certificate is yours. Ask for it, alongside the solar paperwork listed in buying a new build. It will matter when you sell.

The guidance also requires the installation to be inspected and tested against specified standards — pipework and storage heat losses limited, the system appropriately sized, hot water storage appropriately sized, adequate controls, and the system requirements met. Sizing is the one to ask about, because an oversized heat pump cycles and an undersized one disappoints, and neither is visible from the hallway.

Siting, and why it shows up in the design

Two provisions worth knowing if you are looking at plans:

  • refrigerant pipework in dwellings should be fully insulated
  • heat pumps serving individual dwellings should be located as close to the dwelling as practical, to minimise pipework length

Both are efficiency measures, and both have visible consequences for where the unit ends up — which is a question worth asking before you buy the plot with the narrow side return.

What to do with all this as a buyer

  1. Ask for both certificates — the heat pump’s Building Regulations compliance certificate and the solar MCS certificate.
  2. Ask what the array is in kWp, and check it against the 40% formula.
  3. Ask whether the house is battery-ready, since nothing requires it and retrofitting is dearer.
  4. Ask about the heating design, particularly sizing and controls.
  5. Do not assume the bill will be lower than a gas home. Assume it will be different, and read the two documents that say so.

Sources

  1. Approved Document L, Volume 1: Dwellings, 2026 edition Ministry of Housing, Communities and Local Government · Accessed 20 August 2026 · OGL v3.0 Requirement L3; Section 8 on heat pump installation and certification; paragraphs 3.28 to 3.29 on siting and pipework.
  2. Final stage impact assessment: Future Homes Standard Ministry of Housing, Communities and Local Government · Accessed 20 August 2026 · OGL v3.0
  3. MGD 003: Solar PV Self-Consumption, issue 2.0 (1 April 2022) MCS · Accessed 17 August 2026 Read locally. MCS restricts reproduction, so we cite clauses and quote sparingly.

Contains public sector information licensed under the Open Government Licence v3.0.

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